Company Blog |
With debt counseling, you are paying off the entire debt over an extended period of time. With debt settlement, experienced debt negotiation practitioners attempt to lower the amount owed to your creditor so that you can pay it off all at once. With debt settlement, you will save up as much money as you can in a trust account and then your debt settlement company offers the amount you were able to save to your creditor in hopes that they will accept the lesser amount and forgive the rest of your debt.
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We wanted to extend a big thank you and show our appreciation. We received a letter from our biggest creditor, and we feel well taken care of by Bay View. It was just nice because we’ve had an ongoing situation with our former business partners that put us in this mess in the first place, and if only we had gotten involved with a law group like yours from the beginning - we’ve had two lawyers and both have been pretty inept - I think our overall experience would have been much better. Just wanted to let you know that we’ve been cataloging our calls from our creditors and we’ve noticed that they have stopped. Please pass along our thanks, we appreciate it and continue to look forward to doing business with you.
....John, Johnstown, PA
