Debt Negotiation is a service that was developed to help people who can no longer afford to pay their monthly minimums and do not want to file for Bankruptcy. Debt Negotiation is a legal process whereby a consumer retains the services of an attorney to represent them in negotiations with that individual’s creditors.

Hypothetical Example of a Debt Negotiation Service

1. Credit Card #1 Balance Owed = $8,400 Negotiation = $4,200
2. Charged Off Account Balance Owed = $15,000 Negotiation = $7,200
3. Account in Collections Balance Owed = $3,600 Negotiation = $2,000
  Total: $27,000 Total: $13,400

Debt Negotiation is the fastest growing and most effective alternative to bankruptcy. Debt Negotiation is not the same as Consumer Credit Counseling or Debt Consolidation. By retaining the services of the attorneys to facilitate a Debt Negotiation, their clients receive proper legal protection against the often predatory practices of debt collectors.

 
 
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This web page is an advertisement for the Counsel for the Bay View Law Group, Douglas Crowder, Attorney at Law, proprietor. Materials on this website are for informational purposes only and do not create an attorney client relationship until we have both agreed to do so. These materials do not constitute legal advice, and you should not act or rely upon these materials without seeking professional counsel. Currently, we are not accepting clients in the following states; Florida, Arkansas, Idaho, West Virginia, Hawaii, Mississippi, New Hampshire, Rhode Island, Delaware, South Carolina, South Dakota, North Dakota, Vermont, Wyoming.